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Buying a Car with Bad Credit Branson MO

It's important to remember that the salesperson will try to sell you the highest possible interest rate. The higher the interest rate, the more commission she earns -- and the more you end up paying in interest charges.

AAA Wax On Wheels Auto Detailing
(417) 200-4200
3000 W 76 hwy
Branson , MO
 
Lakeside Motors
(417) 334-4676
130 N Business US Hwy 65
Branson, MO

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Glen SAIN Chevrolet Cadillac
(573) 888-1972
1607 Independence Avenue
Kennett, MO
Services
Fuel Injection Repair,Radiator Repair,Auto Dealers

Reliable Superstore
(417) 889-9000
3521 E Sunshine Street
Springfield, MO
Services
Clutch Repair,Fuel Injection Repair,Radiator Repair,Truck Auto Body,Tune up Repair,Auto Dealers

Blue Ridge Mazda
(816) 358-6500
6824 Blue Ridge Boulevard
Raytown, MO
Services
Fuel Injection Repair,Radiator Repair,Tune up Repair,Auto Dealers

Scott'S Auto & Boat Trim
(417) 334-1422
145 Warehouse DR Suite 1
Branson, MO
 
Huberts Ford Sales Company
(417) 993-5511
Highway 65
Urbana, MO
Services
Clutch Repair,Fuel Injection Repair,Radiator Repair,Tune up Repair,Auto Dealers

Chris Auffenberg Chevrolet
(314) 965-0833
1000 N Kirkwood Road
Saint Louis, MO
Services
SUV Repair,Truck Service Station,Auto Dealers

Sikeston Motor Company
(573) 471-1255
1030 S Main
Sikeston, MO
Services
Clutch Repair,Fuel Injection Repair,Radiator Repair,Tune up Repair,Truck Dealers,Used Car Dealers,Auto Dealers

Marshall Chrysler Jeep Dodge
(660) 886-4300
1450 W Arrow Street
Marshall, MO
Services
Auto Inspection,Fuel Injection Repair,Radiator Repair,Tune up Repair,Truck Dealers,Auto Dealers

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Buying a Car with Bad Credit

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My credit record shows three late payments from my previous car loan. How many points over the current APR should I accept as a penalty for those credit blemishes? One dealer already tried to increase it 6 points!

It's important to remember that the dealership's Business Manager (the person who handles the dealership's financing) works on commission. And it's important to remember that she's trying to sell you the highest possible interest rate. The higher the interest rate, the more commission she earns -- and the more you end up paying in interest charges.

What they don't want you to know is that the interest rate she offers you may be negotiable. She'll point out to you that you'll have to pay a high interest rate because you are a credit risk. And she's right; you are. But that doesn't mean they can make a killing off of you. So if you feel that the interest rate they are offering you is too high, then protest. With that, she may lower the rate a bit.

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