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Avoiding Liens Through Bankruptcy Joplin MO

There are many people who face liens on a regular basis. Here are some common questions and information about liens and how to avoid them if you can: There is a lien on my home, but I don't have the means for debt relief or settlement, so is there a way I can avoid paying the lien and be rid of it?

Darryl Keith Garner
(417) 626-0772
1515 E. 32nd St., Ste. C
Joplin, MO
Specialties
Social Security, Criminal Defense, Speeding Ticket, Bankruptcy
Education
University of Arkansas, Fayetteville, Leflar Law Center,Florida State University,University of North
State Licensing
Missouri

Thomas Lynn Williams
(417) 623-2865
418 Wall, P.O. Box 996
Joplin, MO
Specialties
Social Security, Family, Business, Bankruptcy, Real Estate
Education
University of Missouri - Kansas City School of Law
State Licensing
Missouri

Mariann Morgan
(417) 358-4049
1346 S. Main
Carthage, MO
Specialties
Chapter 7, Chapter 13, Bankruptcy
Education
University of Georgia
State Licensing
Georgia, North Carolina

James Kevin Checkett
(417) 358-4049
517 South Main Street, P.O. Box 409
Carthage, MO
Specialties
Banking, Estate Planning, Business, Bankruptcy
Education
University of Tulsa College of Law,University of Missouri, Columbia
State Licensing
Missouri

Walter E. Williams
(417) 623-0900
Corporate Center, 1105 East 32nd Street, Suite 5, P.O. Box 1582
Joplin, MO
 
Melita Alane Dale
(417) 782-0004
510 East 32nd Street
Joplin, MO
Specialties
Family, Bankruptcy
Education
University of Arkansas, Fayetteville, Leflar Law Center,Missouri Southern State University
State Licensing
Missouri

John Cobb Young
(417) 623-4000
333 West 5th Street
Joplin, MO
Specialties
Criminal Defense, DUI, Bankruptcy, Personal Injury
Education
University of Missouri - Columbia School of Law,Drury University
State Licensing
Missouri

Mariann Morgan
(417) 358-4049
517 South Main Street, P.O. Box 409
Carthage, MO
Specialties
Banking, Litigation, Bankruptcy, Commercial
Education
University of Georgia School of Law,Creighton University
State Licensing
Missouri

Patricia Ann Brock Loveland
(417) 451-0042
214 S. Neosho Blvd., Suite C-2
Neosho, MO
Specialties
Family, Business, Estate Planning, Immigration, Bankruptcy
Education
University of Tulsa College of Law,University of Tulsa
State Licensing
Missouri

J. Gregory Powell
(417) 623-2865
418 Wall, P.O. Box 996
Joplin, MO
 

Avoiding Liens Through Bankruptcy

Provided By: 

Bankruptcy Information - How to Avoid Liens in Debt Relief and Settlement

∗This information is provided for reference and education only, and Epic Debt Relief makes no guarantees on the accuracy of this information, and urge consumers to seek legal advice for their debt settlement needs.∗

There are many people who face liens on a regular basis. Here are some common questions and information about liens and how to avoid them if you can:

There is a lien on my home, but I don't have the means for debt relief or settlement, so is there a way I can avoid paying the lien and be rid of it?

Bankruptcy alternatives will not get rid of liens, but bankruptcy filing can sometimes remove liens.

How do you avoid a lien?

You have to request from your lawyer to be able to get rid of it when you file bankruptcy. This is not an automatic part of bankruptcy filing, nor is it required when you file. It is an optional situation that you can inquire about.

Who qualifies for this, and how will I know?

There are three things that depend on whether or not a lien can be avoided: property value, bankruptcy exemption laws in your state, and the amount you owe on the liens. If your property is valued at less than the exemption allowed by your state, the court should permit you to avoid the lien. Should the property be worth more, the lien will be reduced. The lien is lowered to the difference between the exemption amount and the value of the property or the amount of the debt, depending on which is less. For example:

If you have a lien of $5,000 on a car, and the car is worth $3,000, but the state only offers an exemption of $2,000, the lien will be reduced to $1,000 after avoidance.

 

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